what is brinks prepaid mastercard

Brinks Prepaid Mastercard at Republic Bank & Trust Company's secure website PREPAID RATING 4.8 OVERALL RATING 3.7/5.0 Our Review Brink's gives you the peace of mind you deserve. Skip to content. All Rights Reserved. Brink's Prepaid Mastercard 1-877-849-3249 Monday - Friday: 8 AM. , so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. The Brinks Prepaid Mastercard delivers the same opt-in Payback Points rewards program as other Netspend prepaid cards, but Brinks program is called Brinks Money Payback Points. Please explain your vote by sharing your experience. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. It may be worth looking into another prepaid credit card with a more straightforward redemption option, such as cash back. Copyright 2023 SuperMoney, LLC. Plus, the app is optimized for . 6,000,608 and 6,189,787. Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. $4.95 per transfer via Customer Service Agent. processed. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders identity. 8. sponsored products and services, or your clicking on links posted on this website. His areas of expertise include credit card strategy, rewards programs, point valuation and credit scores, and his stories on building credit have been cited by Mic.com, LifeHacker, People.com and more. now = new Date(); Because Savings Netspend is the federally registered U.S. service mark of Netspend Corporation. No minimum balance necessary to open Savings Account or obtain the yield(s). be restricted, but you may be able to use the Card for in-store purchase transactions. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. You'll also get text alerts each time the card is used so you'll always know the balance and you'll remain protected from unauthorized purchases. If cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Plan. What Is Brinks Prepaid Mastercard? While the Brinks Prepaid Mastercard is a solid option, you can find better rewards and fewer fees with other prepaid credit cards or a debit card. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. What bank does Brinks prepaid Mastercard use Brinks Preferred Benefits members may choose to open an optional FDIC-insured savings account with Republic Bank & Trust Company. but you may be able to use the Card for in-store purchase transactions. Certain products and services may be licensed under U.S. Patent Nos. Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Republic Bank & Trust Company, Member FDIC. The APYs were accurate as of Virtual cards can be used to make cashless payments (like online purchases) much in the same way a physical card would. SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. This product is Picture must meet Image Guidelines. How much should you contribute to your 401(k)? There is a reload fee of up to $3.95 fee every time you reload the card. Reverse Mortgages: When Do They Make Sense? This is a third-party fee and is subject to change. Certain products and services may be licensed under U.S. Patent Nos. You do have the card in your possession, correct? Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. Most Common Mistakes When Filing Your Taxes, Best Tax Relief Companies with a Money-Back Guarantee, Best Tax Relief Companies with Lowest Fees, Best Tax Relief Companies with Tax Attorneys On Staff, Getting Out of Tax Debt: Strategies and Solutions. See below for Official Rules & complete details. without notice pursuant to applicable law. See the Cardholder Agreement for details. Brink's Prepaid Mastercard does not require a credit check, so approval is guaranteed. Neither Plan Fee option includes any other fees. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. The Brinks prepaid card is issued by Netspend and carries a nearly identical structure to the Netspend Visa Prepaid Card down to the rewards, fees and most benefits. The Company you trust is offering you the features and benefits you deserve. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. However, credit score alone does not guarantee or imply approval for any Check the information is accurate and submit your application. Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. Our experts have been helping you master your money for over four decades. All other trademarks and service marks belong to their owners. All other trademarks and service marks belong to their owners. Luckily, these reward opportunities can easily fit into your regular spending since they are personalized around your purchases. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. Their use does not signify or suggest the endorsement, This editorial content is not provided by any financial institution. details about how and when you get rewarded. bank account, or get paid up to 2 days faster8 with no-cost Direct Deposit. No Fee. Savings Account and is paid quarterly. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. This feature drops your monthly plan to $5 a fee similar to other prepaid cards. Which certificate of deposit account is best? Use of Card Account also subject No fee; standard text message or data rates may apply. to fraud prevention restrictions at any time, with or without notice. Just make five (5) transactions of $5 or more on your Brink's Money Prepaid Mastercard.1, Card use subject to activation and identity verification.2. This compensation may impact how and where products appear on this site Set the dial to 0. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Interest is But if youre a Brinks Preferred Benefits cardholder, the issuer may give you up to a $10 negative balance as a courtesy, offering some wiggle room if youre in a pinch. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Here's how it works: Order a Card To order a Card, provide your name, mailing address and email address. To check the rates and terms you qualify for, one or more soft credit pulls will be done by No cost for online or mobile Account-to-Account The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family. The Brinks Prepaid MasterCard comes with additional features. Transfer of funds via ACH from your Card Account to your bank account at another financial Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you. Percentage taken of total check amount. Start to spend more time on the things that matter like family, friends and everyday life. Discover will automatically match all the cash back you've earned at the end of your first year! We value your trust. Prepaid Debit Cards from, Please write a review to submit your vote, Compare Business Checking Accounts Reviews. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. Fees 8.0/10. You can add money to your Brink's Card from an existing bank account or from another Brink's Card. financial product. 9 Custom Card Fee applies. The APYs were accurate as of var now = new Date(); var balanceDate = now.getMonth() + "/01/" + now.getFullYear(); document.write(balanceDate);. but can take up to one hour. Fee is determined and assessed by operator of Netspend Reload Network location, and varies depending on location. Getting a Business Loan When You Have Bad Credit. Considering a card program for your business? Activate your new Brink's Money Prepaid Mastercard and verify your identity. ATTENTION JOINT FILERS: Please make sure both parties are listed on the Card Account. As far as rates and fees go, the Brinks Prepaid Mastercard is virtually identical to the Netspend Prepaid Visa. now = new Date(); If your identity is partially verified, full use of the Card Account will be restricted, Make five (5) transactions of at least $5 in one month for a chance to win, Each additional transaction of at least $5 earns an additional entry, Monthly drawings for $100, $250 and $500 prizes, Get access to your account wherever you are. 4. Card use subject to activation and identity verification. Please contact them directly through their website (https://brinkshome.com) or their toll-free number (800-447-9239). Login. Fee may be either a flat fee or a percentage of the withdrawal amount. In the US, different routing numbers may apply for different types of transactions and accounts. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. standard Replacement Card Fee. A Red Ventures company. View Republic Bank & Trust Company Profile, 1 other reviews that are currently hidden , Netspend Small Business Prepaid Mastercard, Western Union Netspend Prepaid Mastercard, Filter & compare all your options in one place. delay availability of funds with or without notice. The Brink's Prepaid Mastercard offers bank-level features without hefty fees. that identifies each person who opens a Card Account. Unless youre dedicated to a prepaid card, alternative options like one of the best checking accounts might be cheaper. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Approved purchase transactions may deducted from check total prior to loading your Card Account. Securing cash and valuables since 1859. 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. Residents of Vermont are ineligible to open a Card Account. Any opinions, analyses, reviews or recommendations expressed here are those of the authors alone, See the A FICO score/credit score is used to represent the creditworthiness of a 2Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but dont want (or dont qualify) for a regular credit card. Unfortunately, your balance will be constantly nibbled into by the cast of fees that usually come with even the best prepaid cards. $9.95 per lost, stolen, or damaged Card replaced. for your tax refundand for all your payroll and benefit checks too. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. The Brinks Prepaid Mastercard can be helpful in a financial pinch for people who are unbanked or who cant open a traditional checking account. Fill in the application form. Just $5 a month (compared to $9.95) for purchase Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee. document.write(theYear); See your Cardholder Agreement for details. Cardholder is responsible for repayment of any negative balance. 6,000,608 and 6,189,787. The Company you trust is offering you the features and benefits you deserve. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or What KInd Of Credit Do You Need For An Auto Loan? if (theYear < 1900) theYear = theYear + 1900; From bill pay to a mobile app, text alerts to a purchase cushion, the Brinks reloadable debit card is one of our top rated prepaid cards. Certain products and services may be licensed under U.S . Fee is determined and assessed by operator of Netspend Reload Network Can You Build Credit With a Prepaid Credit Card? document.write(theYear); On the other hand, the Brinks Prepaid card doesnt provide access to credit at all, just the ability to load the card with your money and swipe at payment terminals or use online. Program sponsor: Netspend Corporation. Take our 3 minute quiz and match with an advisor today. Points can be redeemed for cash back in the form of account credits, but you must log in to the Online Account Center or mobile app to see your other reward choices. See the program FAQs and Terms and Conditions in your Online Account Center for additional Youll earn 1 Payback Point per dollar on signature purchase transactions (just select credit on the keypad at checkout), minus your purchase fees. Use of Card Account also subject to fraud create up to a $10.00 negative balance on your Card Account. The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. money on your Card via Western Union Money Transfer. The offers that appear on this site are from companies from which Bankrate.com receives compensation. It's ideal for those who want early access to paychecks or government benefits or the ability to load funds in-person at more than 130,000 Netspend Reload Network locations in the US. Residents of Vermont are ineligible to open a Card Account. The Brink's Money Prepaid Mastercard combines the security of Brink's with the flexibility and power of Netspend. The APYs were accurate as of While we adhere to strict NO PURCHASE NECESSARY. Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? 8 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Plan. These are variable rates and may change Where the Discover it Secured Credit Card really outshines compared to the Brinks Prepaid is its reduced fees. 2023 Bankrate, LLC. No charge for this service, but your wireless carrier may charge for messages or data. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. For up-to-date prevention restrictions at any time, with or without notice. The interest rates and APYs of each tier may change. 9 Bill payments may be subject to fees. Use your card for signature purchase transactions then redeem those points for cash back on your Card Account.4, Add check funds to your Brink's Prepaid Mastercard with the mobile app.5, Checks subject to approval. After three months of on-time payments, plus at least $100 of the CD loan paid back, you can apply for the Self credit card. Brink's Money Prepaid Account - Brink's Prepaid Mastercard Republic Bank & Trust Company and Mastercard are not affiliated in any way with this optional offer and do not endorse or sponsor this offer. This is a third-party fee and is subject to change. Certain restrictions apply; see the program terms and conditions for full details, including point earning and mostly not recommended Brink's Money Prepaid Mastercard. Enroll in Direct Deposit to have your paycheck or government benefits onto your Card Account. No late fees or interest charges because this is not a credit card. Void in U.S. Through his thorough card reviews and product comparisons, Nouri strives to demystify personal finance topics and credit card terms and conditions to help readers save money and protect their credit score. Use of the Card Account is subject to activation, ID verification, and funds availability. Does Brinks charge a monthly fee? Bankrate.com is an independent, advertising-supported publisher and comparison service. Your money is in your Brink's Money Account and ready to be used by 8 a. CT on your payday. 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, IRS Tax Debt Relief Program: What Is It and Do You Qualify? For people without credit, the. Don't have a card? 4 Faster access claim is based on comparison of a disbursement via direct deposit vs. disbursement via a mailed paper check. 1. Business Loans for New Businesses: What You Need To Know ? Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Certain products and services may be licensed under U.S. Patent Nos. Are you an existing customer? Mastery Wiki Search for: How; Who; At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. You'll receive a Card in the mail within 7-10 business days. Should you accept an early retirement offer? Up to $3.95 per load. Above that, the APY drops to 0.50 percent (0.49 percent variable interest rate), which isnt a terrible rate considering the current average APY. Intro Offer: Unlimited Cashback Match - only from Discover. Snapshot. You have money questions. 5 No charge for this service, but your wireless carrier may charge for messages or data. For example, the American Express Serve Cash Back prepaid card earns unlimited 1 percent cash back on all purchases in exchange for a $7.95 monthly fee. Compare its features and fees in our detailed review. All products, logos, and company names are trademarks or registered trademarks of their respective holders. Is Refinancing Your Student Loan Worth It? Its not a long-term option, but is a great short-term solution. Interest is 7. A FICO score/credit score is used to represent the creditworthiness of a The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Login. Cardholder is responsible for repayment of any negative balance. It's convenient and faster than waiting for a paper check in the mail! prepaid debit cards and related financial services to the estimated 60 million underbanked consumers in the United States Theres no upfront card purchase fee, but youll have to pay up to $3.95 just to reload your cards cash balance. Because Savings Account funds are withdrawn through the Card Account It's at +100 if everybody recommends the provider, and at -100 when no one recommends. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Brink's, Incorporated operates in the State of Texas under DPS License C00550 up to the coverage limit, currently $250,000.00. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! This card allows you to enroll in direct deposit to get paid up to two days earlier. You will need to pay $9.95, if you need a card replacement. If you plan to save your tax refund, this is the card for you. If custom card is lost, stolen, or damaged, any request for: (a) a replacement Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. Call our automated, toll-free number 1 Republic Bank & Trust Company is not affiliated in any way with this optional offer and does not endorse or sponsor this offer. So you can avoid interest payments, bounced checks, or overdraft fees. What Are Collateral-Free Unsecured Business Loans? (Residents of the State of Vermont are ineligible to open a Card Account). Furthermore, there are better prepaid cards that can truly help you establish financial security and provide avenues to graduate to products like the best secured credit cards. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. Netspend is a registered agent of Republic Bank & Trust Company. Which Account Fits You Best? The best move by far is to accept the reduced monthly plan as a Brinks Preferred Benefit member, which requires $500 in qualifying direct deposits each month. 6,000,608 and 6,189,787. NOTE: Fees assessed to your Card Account balance may bring your Card Account balance negative. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. No minimum balance necessary to open Savings Account or obtain the yield(s). ; No late fees or interest charges because this is not a credit card. Fees may apply.3, Use our mobile apps, Anytime Alerts and Online Account Center to access your money and Card Account wherever you are.6, With $500 in qualifying direct deposits, you get access to a $10 Purchase Cushion7, Reduced Monthly Plan8, and an optional Savings Account.9, The Brink's Show Me The Money Truck Sweepstakes is delivering cash prizes with a chance to win every month!.8. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us 1 (including, for example, the order in which they appear). SuperMoney.com is an independent, advertising-supported service. The Brinks Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. Netspend Corporation, a Global Payments Company (NYSE: GPN) is a leading provider of general-purpose reloadable (GPR) Savings vs. Money Market? $5.95 for processing and mailing of a return of funds check at Card Account closure. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. To participate in the Savings Home equity line of credit (HELOC) calculator. In those cases, the Brinks Prepaid Mastercard is a solid prepaid credit card that offers a bit more flexibility than some competitors with its pay-as-you-go plan and $10 negative balance cushion. The interest rates and APYs of each tier may change. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Netspend is a registered agent of Republic Bank & Trust Company. With the Brink's Prepaid MasterCard, you can get paid up to two days faster and manage your money anytime and anywhere. You could win up to $5,000 in the Brink's Show Me The Money Truck Sweepstakes. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! Cash back rewards are credited to your Card Account and are not available in the form Terms apply to the offers listed on this page. Mobile Check Load is a service provided by First Century Bank, N.A. It's secure, fast, and free. There's no interest or late fees because it's not a credit card. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. Those who can Direct Deposit at least $500. Even the rewards with theDiscover it Secured Credit Cardare slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. Territories, including Guam and Puerto Rico, and where prohibited by law. The Brink's Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. Get the app that helps make sure your money keeps up with you! ++During checkout, select "CREDIT" on the keypad to make a Signature Purchase, or select "DEBIT" and enter your PIN to make a PIN Purchase. Domestic ATMs only charge a $2.50 withdrawal fee. Answer: I would suggest looking at the back of your card. Meanwhile, the Brinks Prepaid can (and will) charge you almost $6 a month after 90 days of inactivity, which further eats into your balance.

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