In the case of a mutual savings bank or a mutual savings association, the members are the financial institutions depositors. Payments listed are principal and interest only. Mortgage Calculator Calculate *Calculator payments and savings are approximations. ^^ During 2005 Community Schools Merged with Citizens Community; on 10/31/2006 Citizens converted to full stock. But Stilwell still owns effectively 25% of non-MHC shares, so we expect it to continue to advocate for the best interests of minority shareholders. Additionally, with a reserves/NPLs ratio of 42%, it may be slightly under-reserved. Understanding there is no way of knowing for certain, Im curious what their most likely course will be based on the past actions of similarly sized banks? After several years, since they dont have to pay profits to shareholders, successful mutual banks can pile up enough in retained profits that it can use those funds to replace pledged deposits as its regulatory capital. [CDATA[*/var out = '',el = document.getElementsByTagName('span'),l = ['>','a','/','<',' 114',' 97',' 99',' 115',' 79',' 32',' 108',' 105',' 97',' 109',' 69','>','\"',' 103',' 114',' 111',' 46',' 121',' 116',' 105',' 99',' 116',' 120',' 101',' 110',' 64',' 114',' 97',' 99',' 115',' 111',':','o','t','l','i','a','m','\"','=','f','e','r','h','a ','<'],i = l.length,j = el.length;while (--i >= 0)out += unescape(l[i].replace(/^\s\s*/, '&#'));while (--j >= 0)if (el[j].getAttribute('data-eeEncEmail_vbfVqqNciP'))el[j].innerHTML = out;/*]]>*/. 1K imo will get you very few shares on this one and I see zero chance it goes beyond first tier (JavaScript must be enabled to view this email address)/*
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